Myths of Credit Repair: 

If the credit bureaus remove a negative item off a report will it show up again later? If a person builds enough good credit, will it offset the bad credit on his/her report?  Is it illegal for creditors to remove a negative item from a report that is accurate?  Credit is more important than ever when it comes to qualifying for a mortgage.  Find out the answers to these questions here:

http://www.firstcommercefinancial.com/creditMyths.php